QUESTIONS & ANSWERS WITH OUR EXPERTS

Is A Term Life Insurance Policy Considered An Asset?

Term life insurance is rarely considered an asset.  A financial institution would not consider a life insurance policy an asset unless it has a cash surrender value, and most term policies do[]

What Are Perils, Hazards, And Losses?

Three terms closely related to risk are peril, hazard, and loss. Peril A peril may be defined as the cause of a loss. Examples of perils, which can cause loss of life[]

Should Renew Your Term Life Insurance?

Term life insurance usually has a feature built into the contract known as a renewal option or renewal privilege.  This usually gives the policy owner the right to renew a term life[]

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