Can A Life Insurance Beneficiary Be A Minor?

It is perfectly natural for a parent to want to name their children as beneficiaries of their life insurance policy but there are a number of considerations when naming a minor as[]

Is A Term Life Insurance Policy Considered An Asset?

Term life insurance is rarely considered an asset.  A financial institution would not consider a life insurance policy an asset unless it has a cash surrender value, and most term policies do[]

What Are Perils, Hazards, And Losses?

Three terms closely related to risk are peril, hazard, and loss. Peril A peril may be defined as the cause of a loss. Examples of perils, which can cause loss of life[]

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