You may be asking yourself, “what does Life Ant do?”, or “what can Life Ant do for it’s clients?” Well, Life Ant compares life insurance rates for clients from multiple companies.  This helps our clients lower their cost of life insurance, and compare a broader set of life insurance policies than one insurance agent is likely to provide.

How Does Comparing Life Insurance Quotes Help Me Save?

A life insurance agent usually works for one life insurance company.  This means that his or her incentive with clients is not necessarily to provide the best advice, or the least expensive insurance.  Usually the incentive is only to sell products from the company the agent works for.  At Life Ant, we do not work for one company.  We work for our clients, and we work to help our clients find the least expensive life insurance to provide full coverage for their needs.  Our life insurance quote page helps our clients lower their insurance costs every day.

How Can I Start Comparing Life Insurance Quotes?

Life Ant makes it very easy to compare life insurance policies from different providers with our quote form.   Simply fill in your zip code in our quote comparison box on any page of our website.  This will bring you to a page that will ask a few brief details relevant to the quote process, such as your age and health status.  After filling in your information you will be given quotes from different providers, and you can thank us for the savings!

Can I Learn More About Life Insurance Before Getting Quotes?

You sure can! We believe that our client’s deserve to be educated on all aspects of life insurance, from the buying process to the rights of ownership. To aid our clients we offer a large educational resource covering a variety of topics.  Please feel free to ask us any questions you may have as well, by reaching out to us on our contact page.

2 Comments

  1. Mom died over 27 years ago a relative just gave me two paid in full whole life insurance policies from 1950’s where she had me listed as the insured and she was listed as the beneficiary. The original insurance company sold and/or exchanged several hands and I was told to contact (AIG) American General Life Insurance Company – The United States Life Insurance Company of in the City of New York in Nashville, Tennessee. I sent AIG copies of the polices and they told me that although both policies are paid in full I can not collect the benefits because they checked their riles and they have no records for my policy numbers/contracts. They may acquire other insurers in the past at the time of those acquisitions only the records of active policies are continued. The records for terminated contracts are routinely destroyed once statutory time limits have elapsed; therefore, they are unable to provide more detailed information. Insurance regulations require that they keep the records for terminated policy for ten years. My claims was almost 30 years ago. Is there any thing else I can do or should I just trash the policies because I missed the deadline?

    1. Hi Abby,
      There’s not much else you can do, although if you were the insured/owner of the policy but your mom was the beneficiary, then there is nothing for you to do as far as collecting a benefit. Only the beneficiary would receive the payment, so it sounds like your mom made a mistake in buying the policies. However, if you can locate the policies, since you are the owner, then you could change the beneficiary to somebody else and/or pull out the cash value that’s built up. I wouldn’t give up hope and you can keep following up with them, because typically old policies still have value since the old company was simply acquired by some other company.

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