- How Much Life Insurance Do I Need?
- Does Your Location Affect Your Life Insurance Premiums or Policy?
- How Much Do You Get for Selling Your Life Insurance Policy?
- Will Life Insurance Affect my Stimulus Check?
- Can You Buy Life Insurance if you are Unemployed?
- Can You Still Buy Life Insurance With Coronavirus?
- Does Life Insurance Cover Coronavirus?
- What Is LexisNexis in Terms of Life Insurance?
- What Does “Per Stirpes” Mean for Life Insurance?
- What Happens at the End of a Term Life Insurance Policy?
- Is Getting Life Insurance Through Costco Good?
- How Much Does a Million Dollar Life Insurance Policy Cost?
- What Is the Life Insurance Blood Test? What Do They Look For?
- Do I Need Life Insurance if I Have no Debt?
- Can Life Insurance Still Be Collected After A Suicide?
- What Life Insurance Does Dave Ramsey Recommend?
- Will Funeral Homes Wait for Life Insurance?
- Is the Gerber Grow-Up Plan A Good Option For Your Child?
- Should I Set up a 7702 Plan?
- Is AIG Good for Life Insurance?
- Does Anxiety Affect Life Insurance Approval?
- Does Life Insurance Cover Plane Crashes?
- Can a Bank Take Life Insurance to Pay for a Mortgage?
- Does Life Insurance Cover Skydiving?
- Do Life Insurance Companies Test for Nicotine?
There are a few ways to figure out how much life insurance you need. Some are more complicated than others, and some take more factors into consideration than others. Here we show you the academic way to calculate your need, but also more simple and practical methods. For the simplest method or estimating how much… Continue reading
Life insurance is a complicated product, and people are not really sure what affects their policy and prices. Does the place you live affect your life insurance policy? What about living in a home or apartment, or a city or suburb, does that affect the price you pay? Do the demographics of your neighborhood matter? … Continue reading
Everyone goes through financial ups and downs in their life, and if you’ve been struggling financially, you may be thinking about selling your life insurance policy. Depending on the type of policy you have, you may be able to sell your policy instead of leaving it to your beneficiaries. The amount of money you’ll get… Continue reading
Generally speaking, stimulus checks will not be affected by life insurance. With the economic turmoil created by the 2019 Novel Coronavirus (COV-19), many have lost their jobs and the stock market has taken a huge hit as of this writing at the end of March 2020. To help stabilize the economy and provide a financial… Continue reading
If you are unemployed you may be wondering if you still qualify for life insurance coverage. The short answer is yes, even if you are unemployed you can buy life insurance. The amount that you can purchase may depend upon a number of factors though, including how long you have been unemployed, why you are… Continue reading
The outbreak of novel Coronavirus (Cov-19) is upending lives in a lot of ways. Now more than ever, you may be concerned about your safety, providing for your family, and knowing that your family will be taken care of financially if something happens to you. Life insurance can provide for a family financially if the… Continue reading
Over the past few months, the coronavirus pandemic has swept the world, leaving people with more questions than answers. While it is scary and unpleasant to think about, the reality is that this novel coronavirus, called COVID-19, has an estimated mortality rate of approximately three percent. This relatively high mortality rate may leave you wondering… Continue reading
When shopping for life insurance, you may hear the name LexisNexis thrown around, particularly in reference to LexisNexis reports. If you’ve never purchased life insurance before, you may be confused about what exactly this is and how it affects your insurance. Here’s what you need to know about LexisNexis in relation to life insurance. What… Continue reading
When applying for a life insurance policy, you may hear a number of legal terms that you’re unfamiliar with. One of these is ‘per stirpes’, which is used to indicate how your death benefit should be redistributed if a beneficiary passes away before the insured. Here’s a look at what this term means and how… Continue reading
If you have a term life insurance policy that will expire soon, you may be wondering what will happen to your policy and what you may have for options. Fortunately, if you still need life insurance coverage beyond your policy’s expiration date, you will almost certainly have the ability to continue your coverage. You may… Continue reading
You probably already know Costco as a reliable members-only shopping club that sells groceries and household items at very affordable prices. They have hundreds of locations in the United States, as well as locations in Canada, Mexico, Japan, South Korea, Taiwan, China, the UK, Spain, Iceland, France, and Australia. What you might not know, however,… Continue reading
It can be tricky to find the right amount of coverage when it comes to life insurance. For many people, a million-dollar life insurance policy is a good choice. This policy is enough to cover your funeral expenses, pay off your debts, and potentially support any family members that have been relying on you. However,… Continue reading
When you sign up for a life insurance policy, you’re going to be asked to take a medical exam, which includes a blood test in addition to a range of other tests. For many people, taking a blood test can be a little overwhelming, and it helps to be prepared and understand what’s going to… Continue reading
Being debt-free is something to be hugely proud of, especially in today’s challenging financial climate. Maybe you worked hard to get a scholarship to school or saved up to buy your home outright. If you don’t have debt, you may be wondering if you really need life insurance. After all, one of the biggest reasons… Continue reading
There are a lot more concerns around death than the financial implications, yet it is important to understand them all. Suicide is a serious matter and the thought of providing for people after committing suicide, or not, may ultimately influence someone’s decision to commit the act or not. If you or someone that you know… Continue reading
Dave Ramsey is an American financial expert who has written many best-selling books about financial planning. Additionally, he has hosted several radio programs giving financial advice and discussing important financial topics. He has founded his own financial consultancy group and is known for his helpful, accessible financial advice. One of the topics that Dave Ramsey… Continue reading
The period right after the death of a loved one is always a very stressful time. Not only is the loss of a family member or friend emotionally devastating, but it also comes with financial and legal challenges to deal with. One of the most challenging parts of death is planning the funeral. Life insurance… Continue reading
The Gerber Grow-Up Plan is a very unique life insurance option that parents can buy for their kids when they are newborns. It has been around for decades, and even if you don’t know much about life insurance, you probably have already heard of this plan. If you are currently expecting or just had a… Continue reading
When you’re planning for your financial future, you’ll likely hear many different terms thrown around about different types of accounts and plans. One of the terms you might hear is a 7702 plan. 7702 plans are usually marketed as a way to save for retirement, and while they do have a savings component, they are… Continue reading
AIG is one of the many options that you have when it comes to choosing a life insurance plan. AIG is a huge international insurance group, with a customer base of roughly 90 million customers located around the world. With so many different life insurance companies to choose from, you may wonder how AIG stacks… Continue reading
Anxiety is one of the most common mental health conditions in the world. In fact, statistics indicate that about 18 percent of the adult population in the US has some form of anxiety. If you are one of the many people that struggle with anxiety, you may be wondering if it can affect your life… Continue reading
Although plane crashes are few and far between these days, they are still something that can happen. Whether you fly often or are a pilot yourself, you’ll want to know that your life insurance will cover you if the unthinkable happens. In most cases, your life insurance will cover you if you get into a… Continue reading
Paying your bills each month can be incredibly stressful, especially in a volatile economic climate. It’s crucial that you pay your mortgage to stay in your house, but there may be some months when it’s just too difficult to make ends meet. If you have a life insurance policy in place, you may wonder if… Continue reading
For adrenaline junkies, there’s often no better feeling than going skydiving. It’s hard to find anything that compares to the feeling of flying through the air and taking in views from above. However, going skydiving can come with some risk. Accidents happen, even to those with plenty of experience and the best equipment. If you… Continue reading
If you are buying a life insurance policy that requires a health exam, they will test for nicotine. Life insurance companies are particularly concerned about smoking and other tobacco use, so the nicotine test is a very important part of the underwriting process. This test is so important because the use of tobacco is highly… Continue reading