- What Is the Life Insurance Blood Test? What Do They Look For?
- How Much Life Insurance Do I Need?
- Do I Need Life Insurance if I Have no Debt?
- Can Life Insurance Still Be Collected After A Suicide?
- What Life Insurance Does Dave Ramsey Recommend?
- Will Funeral Homes Wait for Life Insurance?
- Is the Gerber Grow-Up Plan A Good Option For Your Child?
- Should I Set up a 7702 Plan?
- Is AIG Good for Life Insurance?
- Does Anxiety Affect Life Insurance Approval?
- Does Life Insurance Cover Plane Crashes?
- Can a Bank Take Life Insurance to Pay for a Mortgage?
- Does Life Insurance Cover Skydiving?
- Do Life Insurance Companies Test for Nicotine?
- If I start Smoking After I Buy Life Insurance Do My Rates Go Up?
- What Is The Best Life Insurance For Smokers?
- What Happens When Your Life Insurance Beneficiary Dies Before You?
- Is Mutual of Omaha Good for Life Insurance?
- Can an Ex-Spouse Collect Life Insurance Money?
- Is Pacific Life Good for Life Insurance?
- Will Life Insurance Pay If Drunk Driving Was the Cause of Death?
- Can You Get Life Insurance on a Pet?
- Does Vaping Affect Life Insurance Rates?
- Can Life Insurance Make You Rich?
- Can You Buy Life Insurance Overseas?
When you sign up for a life insurance policy, you’re going to be asked to take a medical exam, which includes a blood test in addition to a range of other tests. For many people, taking a blood test can be a little overwhelming, and it helps to be prepared and understand what’s going to… Continue reading
There are a few ways to figure out how much life insurance you need. Some are more complicated than others, and some take more factors into consideration than others. Here we show you the academic way to calculate your need, but also more simple and practical methods. For the simplest method or estimating how much… Continue reading
Being debt-free is something to be hugely proud of, especially in today’s challenging financial climate. Maybe you worked hard to get a scholarship to school or saved up to buy your home outright. If you don’t have debt, you may be wondering if you really need life insurance. After all, one of the biggest reasons… Continue reading
There are a lot more concerns around death than the financial implications, yet it is important to understand them all. Suicide is a serious matter and the thought of providing for people after committing suicide, or not, may ultimately influence someone’s decision to commit the act or not. If you or someone that you know… Continue reading
Dave Ramsey is an American financial expert who has written many best-selling books about financial planning. Additionally, he has hosted several radio programs giving financial advice and discussing important financial topics. He has founded his own financial consultancy group and is known for his helpful, accessible financial advice. One of the topics that Dave Ramsey… Continue reading
The period right after the death of a loved one is always a very stressful time. Not only is the loss of a family member or friend emotionally devastating, but it also comes with financial and legal challenges to deal with. One of the most challenging parts of death is planning the funeral. Life insurance… Continue reading
The Gerber Grow-Up Plan is a very unique life insurance option that parents can buy for their kids when they are newborns. It has been around for decades, and even if you don’t know much about life insurance, you probably have already heard of this plan. If you are currently expecting or just had a… Continue reading
When you’re planning for your financial future, you’ll likely hear many different terms thrown around about different types of accounts and plans. One of the terms you might hear is a 7702 plan. 7702 plans are usually marketed as a way to save for retirement, and while they do have a savings component, they are… Continue reading
AIG is one of the many options that you have when it comes to choosing a life insurance plan. AIG is a huge international insurance group, with a customer base of roughly 90 million customers located around the world. With so many different life insurance companies to choose from, you may wonder how AIG stacks… Continue reading
Anxiety is one of the most common mental health conditions in the world. In fact, statistics indicate that about 18 percent of the adult population in the US has some form of anxiety. If you are one of the many people that struggle with anxiety, you may be wondering if it can affect your life… Continue reading
Although plane crashes are few and far between these days, they are still something that can happen. Whether you fly often or are a pilot yourself, you’ll want to know that your life insurance will cover you if the unthinkable happens. In most cases, your life insurance will cover you if you get into a… Continue reading
Paying your bills each month can be incredibly stressful, especially in a volatile economic climate. It’s crucial that you pay your mortgage to stay in your house, but there may be some months when it’s just too difficult to make ends meet. If you have a life insurance policy in place, you may wonder if… Continue reading
For adrenaline junkies, there’s often no better feeling than going skydiving. It’s hard to find anything that compares to the feeling of flying through the air and taking in views from above. However, going skydiving can come with some risk. Accidents happen, even to those with plenty of experience and the best equipment. If you… Continue reading
If you are buying a life insurance policy that requires a health exam, they will test for nicotine. Life insurance companies are particularly concerned about smoking and other tobacco use, so the nicotine test is a very important part of the underwriting process. This test is so important because the use of tobacco is highly… Continue reading
If you already own a life insurance policy, and the policy was issued to you as a nonsmoker, if you start smoking it will not increase your prices. You do not need to worry about this affecting your life insurance policy in any way. The life insurance company can not contest a claim, and they… Continue reading
Tobacco users sometimes have a difficult time finding affordable life insurance coverage. The cost of life insurance can be more than 5 times higher for smokers than it is for nonsmokers. The problem can be compounded when smokers are also in bad health, especially from smoking-related diseases such as high blood pressure or emphysema. Term… Continue reading
Life insurance is intended to provide your loved ones with some support when you pass away. Your life insurance benefit is typically used to cover expenses like funeral costs, paying off debts, and providing financial support for dependents. When you take out a life insurance policy for yourself, you’ll name your beneficiaries – the people… Continue reading
Mutual of Omaha is a respected financial institution known for their life insurance policies. They are based in Nebraska and offer policies throughout the US. They have been in business since 1909 and gained a lot of attention in the mid-60s when they sponsored the network television show Mutual of Omaha’s Wild Kingdom. With so… Continue reading
Life insurance is often put in place to protect spouses if their partner passes away. After all, they often end up responsible for the funeral costs as well as settling remaining debts, which can be expensive. A partner can also miss out on the remaining earning power of the deceased, and struggle to retire. A… Continue reading
When it comes to life insurance, you have a vast range of options available. It can be challenging to narrow down the best policy for your needs. Pacific Life is one of many prominent insurance companies that offer both term and permanent life insurance policies. In this review, we’re going to dive into Pacific Life’s… Continue reading
Life insurance is intended to provide your loved ones with financial stability if you were to pass away. However, there are many loopholes and conditions that could potentially nullify your insurance payout, leaving your family without the money they need to cover your funeral expenses. One of the most notorious of these is drunk driving.… Continue reading
Obtaining life insurance for your family is common. It is important for you to purchase a life insurance policy in order for your family to receive benefits if you were to pass away or become ill. There are even some situations where people can purchase life insurance for their children in order to secure low-cost… Continue reading
Life insurance companies have two separate health classifications based upon whether you are a smoker or not. Smokers in general pay more money than their nonsmoking counterparts. Smoking in the past meant that you would smoke tobacco cigarettes with leaf tobacco, which could lead to lung cancer down the road and ultimately cut your life… Continue reading
Before discussing how life insurance can financially boost your life, and the life of the beneficiary of your policy, it is important to understand what the purpose of life insurance truly is. Term life insurance is meant to provide temporary financial protection against a death, for a low cost to the owner. Permanent life insurance… Continue reading
Moving internationally is very exciting, but it can also come with many unique challenges to face. Regardless of where you live, it’s important to have life insurance in place to protect you and your family. A good life insurance policy will cover your burial and memorial costs, as well as pay off your debts and… Continue reading