• Is Horace Mann Good for Life Insurance?

    The Horace Mann Educators Corporation is an insurance company based in Illinois. As the name suggests, this company was originally designed to serve the needs of educators with various financial planning products. While it is open to all, there remain discounts in place that are offered to those who work in education. And, with a… Continue reading

  • ING Group Review- Is ING Legit?

    As a global brand, ING Group is a massive player not only in life insurance but in numerous other areas of financial planning and banking. For a quick understanding of the size of ING Group, consider that the corporation has more than 55,000 employees around the globe. The name ING Group has been used since… Continue reading

  • Does Term Insurance Have Value as an Investment?

    Insurance policies are increasingly becoming popular as investment tools. But, one type of insurance often gets a bad rap when it comes to being viewed as an investment tool. Because there is no cash value in term life insurance plans, it’s often viewed as more of a vehicle of protection than a vehicle of investment.… Continue reading

  • Is Great-West Lifeco Good for Life Insurance?

    The Great-West Life Assurance Company, known today at Great-West Lifeco, is a large holdings company with a lengthy history in the financial services market. Founded originally in Winnipeg, Manitoba, Canada, and still headquartered there to this day, Great-West Lifeco claims more than 20,000 employees and annual revenues in the range of C$60 billion. As it… Continue reading

  • What is an Accidental Death Rider?

    Life insurance policies are in place to provide financial protection to beneficiaries after the loss of a loved one. When the unfortunate death is sudden and caused by an accident, though, it’s possible the policy’s payout amount may not be enough. Accidental death clauses provide additional benefits to beneficiaries of life insurance policies when the… Continue reading

  • Is Federal Life Insurance Company Legit?

    When it comes to life insurance, there are so many different providers you can choose from. One of these is the Federal Life Insurance Company, an Illinois-based insurer that has been in operation for more than 100 years. With so many insurance options on the market, it can be difficult to determine which insurance company… Continue reading

  • How To Get A Life Insurance Illustration

    Obtaining a life insurance illustration is free and easy. This is especially true for level term life insurance, which does not require anything but some basic information in order to quote a premium amount. A full illustration for other types of life insurance (whole life, universal life, or variable universal life) can be provided by… Continue reading

  • Can You Get A Life Insurance Quote Without Using Your Personal Information?

    Getting a life insurance quote without personal information is possible.  You will not be able to get a quote without any personal details at all, but you can get one without giving your personal identity away. Life insurance prices are based upon life expectancy. While your demographics and lifestyle are important pieces to pricing your… Continue reading

  • Is Equitable Life Insurance Legit?

    Equitable has a long and varied history. Starting off as The Equitable Life Assurance Society in Manhattan in 1859, the publicly held company was acquired by AXA, a French insurance firm, in 1991. By 2004, the name of The Equitable was changed to AXA Equitable Life Insurance Company, and after a spinoff from AXA in… Continue reading

  • Is Bankers Life and Casualty Good for Life Insurance?

    Founded in 1879 as the Hotel Men’s Mutual Benefit Association, Bankers Life and Casualty company is still headquartered in Chicago, Illinois, and in the middle of the 20th century became one of the larger private insurers in the United States. With its focus on middle-class Americans, the company is mostly geared towards clients who are… Continue reading

  • Is Ameritas Life Insurance Trustworthy?

    If you are in the market for life insurance, Ameritas Life Insurance is one of many providers to keep on your radar. Ameritas offers a range of insurance products, so you may also be able to fill some of your other policy needs by working with this company. In this article, we are going to… Continue reading

  • Is Allianz Life Insurance Trustworthy?

    Allianz Life Insurance is based in Minneapolis, Minnesota, and offers life insurance to customers throughout North America. They are part of the broader Allianz network, which provides insurance to people all over the world. They have a very long history, as they were originally founded in 1896. They were originally called North American Casualty but… Continue reading

  • Does Getting a COVID-19 Vaccine Disqualify you from Life Insurance?

    With the rollout of various vaccines for COVID-19, many people are wondering if it will affect their life insurance policy or their ability to get life insurance coverage. To further complicate matters, there is information being shared on social media saying that if you die from a COVID vaccine, life insurance companies will not pay… Continue reading

  • What Is the Best Life Insurance for a Baby?

    Choosing the best company to purchase life insurance coverage from on the life of a child has much more to do with the cost of the policy.  A life insurance policy purchased on a babies’ life will likely be an asset for the child well into their adulthood, and the intent is for the policy to… Continue reading

  • Are There Any Benefits to Whole Life Insurance?

    Yes there are benefits to whole life insurance. While whole life insurance is not recommended by most pop culture financial gurus like Dave Ramsey or Suzy Orman, that doesn’t mean that it isn’t a suitable product for some people to buy. Whole life insurance is a niche product, but it is the only type of… Continue reading

  • Is Globe Life Insurance Good?

    Buying life insurance for the first time can be overwhelming. There are so many different providers, and it can be difficult to know which ones are going to provide the best value. Globe Life Insurance is a company that offers a range of insurance products, including some life insurance options. You may be considering them… Continue reading

  • Is National Family Life Insurance Legit?

    National Family Assurance is based out of Bellevue, Washington, and is part of the National Family Assurance Group. The larger company acts as an online marketplace for life, home, health, and auto insurance coverage. It offers the most competitive offers from various major providers like GEICO, Allstate, Esurance, Progressive, Liberty Mutual, and Nationwide. National Family… Continue reading

  • How Much Does a $250,000 Life Insurance Policy Cost?

    Life insurance is an important investment for anyone. A reliable life insurance policy protects your loved ones if you were to pass away by covering things like funeral costs, existing debt, and more. If you’ve never shopped for a life insurance policy before, you might find yourself wondering how much these policies cost as well… Continue reading

  • Is American Income Life Insurance Legit?

    Life insurance is a big investment in your future. When choosing a life insurance provider, you’ll want to make sure that they are someone you and your family can trust during a difficult time. A life insurance provider you may have heard of is American Income Life Insurance. American Income Life Insurance is sold differently… Continue reading

  • What is a Dependent Life Insurance?

    Life often throws curve balls our way, and one of those curveballs is the untimely death of a spouse or child. Not only can this create havoc to your emotions, but it will also create havoc for your finances. After-death expenses will cost thousands of dollars and create added stress during an already stressful time.… Continue reading

  • What is Direct Term Life Insurance?

    One of the newest types of life insurance is direct term life insurance. Direct life insurance is one of the most convenient ways to insure yourself or a loved one before an untimely death. Although there are many advantages to direct term life insurance, this type of life insurance policy is not for everyone. Direct… Continue reading

  • What Happens to Life Insurance With No Beneficiary?

    When you take out a life insurance policy, beneficiaries are named, so the insurance company knows who to pay the death benefit. Things can get very complicated if no beneficiaries are named or die before the insured. What happens if no beneficiaries are named on a life insurance policy? What happens if your beneficiary dies… Continue reading

  • What Questions are asked on a Life Insurance Application?

    If you are considering applying for life insurance, you may wonder what types of information they will need from you and what questions they will ask on the application. You do not need to be worried! While the full life insurance application is fairly long and comprehensive, the information is only used by the life… Continue reading

  • How Much Is Life Insurance for a 55-Year-Old?

    For most people, life insurance is an essential investment. It’s especially important as you get older to ensure that your family is financially protected if you pass away. While it can be unpleasant to think about, planning ahead will give you and your family the peace of mind you need as you get older. Many… Continue reading

  • How to Find Out If You’re the Beneficiary of Somebody’s Life Insurance Policy

    Talking about death can be uncomfortable and is even considered taboo in many situations. Because of this, many people take out life insurance policies without ever telling anyone about them, including their beneficiaries. When this happens, the beneficiaries may never learn about the policy, potentially leaving thousands of dollars unclaimed. This situation is more common… Continue reading