1. Introduction

Thank you for visiting Life Ant’s website. This Privacy Policy is written to better explain how we collect and use your information. This Privacy Policy is a binding contract and you must agree to it to the same extent as our Terms of Service in order to use our services. If you do not agree to any provisions within our Privacy Policy or Terms of Service please stop using our site immediately.

2. Personal Information We Collect

In order to use the home insurance quote service of our site, third party partners may ask you to provide your name, e-mail address, mailing address, date of birth, telephone number, real estate details, desired insurance coverage, education, occupation, marital status or other information they may require. You agree that they may sell, transfer, and exchange your information without further notice than that which is contained within this Privacy Policy and their special Terms of Service and Privacy Policy as provided in the respective section of the website.

3. Non-Personal Information We Collect

We may also collect information about you that is not personal information. When you access our website, we may collect such things as your IP address, browser, operating system, referring URL, and other general information about our visitors. Generally, this information, on its own, cannot usually be used to identify you.

4. Use of Information

We may use your information:

  • To enhance or improve user experience, the website, or service.
  • To process transactions.
  • To sell, transfer, and exchange with a third party with your consent
  • To send e-mails about Life Ant or respond to inquiries.
  • To send e-mails about Life Ant, and other products, news, or updates.
  • To send e-mails about other third parties’ products or services.

• To send you special information and promotions related to insurance, if you opt in.

5. Cookies

We may use cookies to track your sessions and we may continue in the future cookies to save your preferences and to keep track of advertisements. For these reasons we advise that you keep cookies enabled when using our website in order to fully use our service.

Additionally, some or all of our cookies may be accessible by third parties.

6. Third Party Websites

We may link to third party websites from our own website. We have no control over, and are not responsible for, these third party websites or their use of your personal information. We recommend that you review their privacy policies and other agreements governing your use of their website.

7. Third Party Access to Your Information

At Life Ant we will do our best to protect information that you have submitted to us. However, no information online is 100% protectable. Additionally, since we may employ outside maintenance personnel or use a third party to host our material, there are third party entities which may have custody or access to your information. Because of this, it is necessary that you permit us to give access to your information to third parties to the same extent that you authorize us to do so. For greater certainty, every authorization which you grant to us in this Privacy Policy, you also grant to any third party that we may hire, contract, or otherwise retain the services of for the purpose of operating, maintaining, repairing, or otherwise improving or preserving our website or its underlying files or systems. You agree not to hold us liable for the actions of any of these third parties, even if we would normally be held vicariously liable for their actions, and that you must take legal action against them directly should they commit any tort or other actionable wrong against you.

Additionally, we may store your information or share it with certain other third parties for reason that may or may not be related to maintenance, advertising, marketing, or other purposes related to our business. The following is a non-exhaustive list of other entities that we may store, share, or transfer your information with:

8. Law Enforcement

We may disclose your information to a third party where we believe, in good faith, that it is desirable to do so for the purposes of a civil action, criminal investigation, or other legal matter. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either.

9. Security of Information

It is in our interest that we take measures on our end to secure our website against third party attacks and other information breaches. However, we make no representations as to the security or privacy of your information. It is in our interest to keep our website secure, but we recommend that you use anti-virus software, firewalls, and other precautions to protect yourself from security threats.

10. California Online Privacy Protection Act

We intend to fully comply with California’s privacy laws. If you have any questions about your rights under this Privacy Policy, please contact us for more information.

11. Amendments

We may amend this Privacy Policy from time to time, and the amended version will be posted on our website in place of the old version. We will also include the date that the currently displayed Privacy Policy took effect to help you determine whether there have been any changes since you last used our website. Like our Terms of Service, you must visit this page each time you come to our website and read and agree to it if the date it was last modified is more recent than the last time you agreed to the Privacy Policy. If you do not agree to the new Privacy Policy, you must immediately cease using our service.

12. Contact

Any inquiries about your rights under this Privacy Policy, or any other matters regarding your privacy, can be directed to either or both of the following: