• What Is the Least Expensive Form of Life Insurance?

    If you are looking for an inexpensive life insurance policy, the good news is that you probably have some options. There are many good options to get coverage for less than $30 a month. Life insurance rates also keep coming down as people continue to live longer and survive diseases better, and life insurance companies… Continue reading

  • What Type of Life Insurance Pays Dividends?

    Whole life insurance is the only type of life insurance that pays policyholders an annual dividend. Other forms of life insurance including term life, variable universal life, and traditional universal life insurance do not pay dividends. What Is a Life Insurance Dividend? A life insurance dividend is a cash payment made by the life insurance… Continue reading

  • How Can You Find Out If Somebody Had A Life Insurance Policy Before They Died?

    Life insurance can be uncomfortable to talk about.  It is perfectly natural to wonder if somebody has a life insurance policy at the time of their death.  Unfortunately, when people pass away, they often pass away with life insurance policies that their loved ones never knew existed! If they did know at one time that… Continue reading

  • Is Life Insurance Through Chase Bank Good?

    Selecting the perfect life insurance policy for your needs can be overwhelming. With so many different providers, it’s very difficult to narrow things down to the best option for your needs. Many banks and other large financial institutions offer life insurance policies, including Chase Bank. But are they really the most viable option? Here’s what… Continue reading

  • How Can You Tell If Somebody Took Out A Life Insurance Policy On You?

    People often worry that there is a life insurance policy taken out on them without their consent.  This is concerning to people because they think a policy may be taken out with nefarious intent such as murder in order to collect an insurance payout.  It is not surprising that with big money involved in life… Continue reading

  • Can My Parents Take Out Life Insurance on Me?

    As a child, life insurance is likely the furthest thing from your mind. However, many kids are surprised to learn that their parents have taken out life insurance policies on them. You can take a life insurance policy out on anyone as long as you have an insurable interest, meaning that your finances would be… Continue reading

  • Is American Memorial Good for Life Insurance?

    Life insurance is an essential investment that will protect your family’s financial future after you pass away. Shopping for life insurance can be challenging, as there are so many different providers to choose from. American Memorial is an underwriting company that offers a range of life insurance products. While American Memorial underwrites the insurance and… Continue reading

  • Does Bank of America Have Life Insurance? Is It Good?

    Bank of America is one of the largest financial institutions in the United States, offering a wide range of financial products with a retail presence that spans across the country. Many people are surprised to learn that Bank of America used to offer life insurance and accidental death insurance. While you can no longer purchase… Continue reading

  • Can You Cash Someone’s Life Insurance If They Are Missing?

    It’s rare, but it does happen – someone goes missing and is presumed dead, and the body is never found. If your loved one has been missing for an extended period of time, you might be wondering if you can cash in on their life insurance policy. The short answer is yes – but the… Continue reading

  • Is Lumico Good for Life Insurance?

    You have so many choices when it comes to life insurance, and it can be difficult to figure out which company will provide the best coverage for your needs. Lumico is an insurance company that prides itself on offering affordable life insurance coverage. If you’re looking for reasonably priced insurance coverage, Lumico could be a… Continue reading

  • Is Lincoln National Good for Life Insurance?

    You have so many different choices when it comes to life insurance, and it can be difficult to determine which one is best for your needs. Life insurance is an important investment for your family, as it provides much-needed financial stability for them after you pass away. Lincoln National Corporation, otherwise known as Lincoln Financial… Continue reading

  • Is North American Company Good for Life Insurance?

    You have so many different options when it comes to life insurance companies, and it can be difficult to determine which one will be best for your needs. Many companies offer similar products, but their rates and service can vary widely. North American Company is an insurer that you may be considering for your life… Continue reading

  • Is Banner Life Insurance a Good Company?

    When purchasing life insurance, you want to feel totally confident that you’re choosing the best policy for your needs. With so many different life insurance companies on the market, it can be difficult to determine which one makes the most sense for you. Banner Life Insurance is a company that is part of Legal &… Continue reading

  • What Does Per Capita Mean in Life Insurance?

    When signing up for a life insurance policy, you’re likely to encounter some words and phrases that are completely new to you. One term you may see is ‘per capita’. This phrase is often used in an economic and social context to mean ‘per person’. This definition still applies to life insurance, but the use… Continue reading

  • Can You Get Life Insurance With Kidney Disease?

    Life insurance is important for everyone, as it protects your loved ones financially if you pass away. Unfortunately, health conditions can make it more difficult to get life insurance, as someone with health issues poses a statistically higher risk of death than a healthy person. A common health condition that can affect your ability to… Continue reading

  • How Much Life Insurance Do I Need?

    There are a few ways to figure out how much life insurance you need.  Some are more complicated than others, and some take more factors into consideration than others.  Here we show you the academic way to calculate your need, but also more simple and practical methods.  For the simplest method or estimating how much… Continue reading

  • Does Your Location Affect Your Life Insurance Premiums or Policy?

    Life insurance is a complicated product, and people are not really sure what affects their policy and prices.  Does the place you live affect your life insurance policy?  What about living in a home or apartment, or a city or suburb, does that affect the price you pay?  Do the demographics of your neighborhood matter? … Continue reading

  • How Much Do You Get for Selling Your Life Insurance Policy?

    Everyone goes through financial ups and downs in their life, and if you’ve been struggling financially, you may be thinking about selling your life insurance policy. Depending on the type of policy you have, you may be able to sell your policy instead of leaving it to your beneficiaries. The amount of money you’ll get… Continue reading

  • Will Life Insurance Affect my Stimulus Check?

    Generally speaking, stimulus checks will not be affected by life insurance.  With the economic turmoil created by the 2019 Novel Coronavirus (COV-19), many have lost their jobs and the stock market has taken a huge hit as of this writing at the end of March 2020.  To help stabilize the economy and provide a financial… Continue reading

  • Can You Buy Life Insurance If You Are Unemployed?

    If you are unemployed you may be wondering if you still qualify for life insurance coverage.  The short answer is yes, even if you are unemployed you can buy life insurance.  The amount that you can purchase may depend upon a number of factors though, including how long you have been unemployed, why you are… Continue reading

  • Can You Still Buy Life Insurance With Coronavirus?

    The outbreak of the novel Coronavirus (COVID-19) is upending lives in a lot of ways.  Now more than ever, you may be concerned about your safety, providing for your family, and knowing that your family will be taken care of financially if something happens to you.  Life insurance can provide for a family financially if… Continue reading

  • Does Life Insurance Cover Coronavirus?

    Over the past few months, the coronavirus pandemic has swept the world, leaving people with more questions than answers. While it is scary and unpleasant to think about, the reality is that this novel coronavirus, called COVID-19, has an estimated mortality rate of approximately three percent. This relatively high mortality rate may leave you wondering… Continue reading

  • What Is LexisNexis in Terms of Life Insurance?

    When shopping for life insurance, you may hear the name LexisNexis thrown around, particularly in reference to LexisNexis reports. If you’ve never purchased life insurance before, you may be confused about what exactly this is and how it affects your insurance. Here’s what you need to know about LexisNexis in relation to life insurance. What… Continue reading

  • What Does “Per Stirpes” Mean for Life Insurance?

    When applying for a life insurance policy, you may hear a number of legal terms that you’re unfamiliar with. One of these is ‘per stirpes’, which is used to indicate how your death benefit should be redistributed if a beneficiary passes away before the insured. Here’s a look at what this term means and how… Continue reading

  • What Happens at the End of a Term Life Insurance Policy?

    If you have a term life insurance policy that will expire soon, you may be wondering what will happen to your policy and what you may have for options. Fortunately, if you still need life insurance coverage beyond your policy’s expiration date, you will almost certainly have the ability to continue your coverage. You may… Continue reading