Life Ant http://www.lifeant.com Carrying You Along The Way Wed, 25 Apr 2018 04:43:38 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.6 Black Americans Save More of Their Income for Retirement than White Americans http://www.lifeant.com/black-americans-save-more-of-their-income-for-retirement-than-white-americans/ http://www.lifeant.com/black-americans-save-more-of-their-income-for-retirement-than-white-americans/#respond Wed, 25 Apr 2018 04:43:38 +0000 http://www.lifeant.com/?p=4318 Black Americans face many negative stereotypes and disadvantages over their white counterparts.  One difficulty Americans of all cultures face is saving for retirement.  There has been a lot of press and studies done that conclude that black Americans have less money saved for retirement that white Americans.  The undertone is that black Americans are less… Continue reading

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Life Insurance Companies Moving Away From the Medical Exam http://www.lifeant.com/life-insurance-companies-moving-away-from-the-medical-exam/ http://www.lifeant.com/life-insurance-companies-moving-away-from-the-medical-exam/#respond Wed, 28 Mar 2018 02:15:00 +0000 http://www.lifeant.com/?p=4230 The life insurance industry is finally modernizing.  After years of the old style model of an agent cold calling people, getting meetings, and trying to sell a policy the client didn’t understand, things are finally starting to change.  It is easier than ever to buy a policy online, and the underwriting process is getting much… Continue reading

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Life Insurance with Cancer and How to Get it http://www.lifeant.com/life-insurance-with-cancer-and-how-to-get-it/ http://www.lifeant.com/life-insurance-with-cancer-and-how-to-get-it/#respond Tue, 13 Mar 2018 22:40:02 +0000 http://www.lifeant.com/?p=4303 You can get life insurance if you have cancer.  We help our clients obtain valuable policies every day when they have cancer or any number of other serious diseases.  The caveat is that the process is a bit more involved than the standard way.  It will take a little more time to shop policies, the… Continue reading

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Don’t Buy Whole Life Insurance http://www.lifeant.com/dont-buy-whole-life-insurance/ http://www.lifeant.com/dont-buy-whole-life-insurance/#respond Fri, 09 Mar 2018 04:40:13 +0000 http://www.lifeant.com/?p=4297 Here is a secret most life insurance companies don’t want you to know.  You shouldn’t buy whole life insurance.  Why are we telling you this?  It sounds like a strange thing for a life insurance company to say.  But at Life Ant, we are more concerned about giving our clients good information than we are… Continue reading

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How Much Life Insurance Costs http://www.lifeant.com/how-much-life-insurance-costs/ http://www.lifeant.com/how-much-life-insurance-costs/#respond Sat, 06 Jan 2018 05:56:56 +0000 http://www.lifeant.com/?p=4290 If you are looking for life insurance, you might be wondering how much it costs.  You may even have already received a quote, but you don’t know if its a good price or not.  If you have an older policy, you may wonder if prices have gone down or up since you bought it.  Here… Continue reading

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If you have an Annuity do you also need Life Insurance? http://www.lifeant.com/annuity-also-need-life-insurance/ http://www.lifeant.com/annuity-also-need-life-insurance/#respond Fri, 05 Jan 2018 03:35:14 +0000 http://www.lifeant.com/?p=4286 Fixed annuities became very common investments when interest rates were really high.  They also enjoyed bumps during the market turmoil after the “.com” bubble burst in 2001, and the subprime mortgage crisis in 2008.  The reason they became popular during times of high interest rates was because people were locking in really good rates of… Continue reading

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How to Apply for Life Insurance Easily http://www.lifeant.com/apply-life-insurance/ http://www.lifeant.com/apply-life-insurance/#respond Wed, 03 Jan 2018 03:24:40 +0000 http://www.lifeant.com/?p=4278 Applying for life insurance does not need to be a complicated process.  We always help our clients at Life Ant through the entire application, from finding the right policy to applying to managing your policy. The life insurance application can appear daunting.  It involves many pages of questions involving your medical history.  It also can… Continue reading

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Life Insurance with a 401K- Do you Need Both? http://www.lifeant.com/life-insurance-401k-need/ http://www.lifeant.com/life-insurance-401k-need/#respond Wed, 11 Oct 2017 02:54:42 +0000 http://www.lifeant.com/?p=4269 Here is a common scenario.  A wife and husband both have retirement accounts through work.  They probably contributed to them for different amounts of time, and one may be quite a bit larger than the other or they may roughly be the same size.  Now in their mid 30s, they are starting to have a… Continue reading

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Risks of Relying on Employer Sponsored Life Insurance http://www.lifeant.com/risks-relying-employer-sponsored-life-insurance/ http://www.lifeant.com/risks-relying-employer-sponsored-life-insurance/#respond Sat, 07 Oct 2017 01:44:32 +0000 http://www.lifeant.com/?p=4259 Many companies offer life insurance as a benefit to working for them, much like medical insurance or disability coverage.  Your employer may offer it for free, or you may pay a small amount from each pay check, usually just a couple of dollars.  The question is, is this free or highly inexpensive kind of life… Continue reading

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Guaranteed Issue Life Insurance Explained http://www.lifeant.com/guaranteed-issue-life-insurance/ http://www.lifeant.com/guaranteed-issue-life-insurance/#respond Sun, 01 Oct 2017 17:54:33 +0000 http://www.lifeant.com/?p=4255 Guaranteed issue life insurance is a form of “no medical exam life insurance“.  Just like it sounds from the name, a life insurance company can not deny a policy if someone applies for a guaranteed issue policy.  While this sounds great, there are some very important catches to this type of policy that you need… Continue reading

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