The easiest way to buy life insurance is to buy life insurance online. When you buy life insurance online, you are able to compare life insurance quotes before making a decision on which policy to purchase. Comparing quotes let’s you get the best deal possible, and gives you all the information so you can make a rational choice for yourself. Comparing quotes with Life Ant is extremely easy, all you need to do is enter your zip code at the top of the page to get started.
Many people go to a financial advisor or life insurance agent to get a quote and buy a policy. The problem with financial advisors and insurance agents is that they are often more interested in earning the largest commission possible, rather than providing the best advice for each client. Most advisors do not compare quotes, or if they do they only compare them from one company.
When you get a quote online with Life Ant, you are not just receiving price quotes from one company, because we work with all major life insurance carriers. When you compare quotes with our company you are comparing prices across many different insurers, which lets you find the best price for the coverage that fits your needs.
Get A Quote In Less Than 5 Minutes
You can get a quote online very easily by doing the following:
- The first step is to enter your zip code in the quote comparison tool above. This will bring you to a screen with different life insurance companies listed.
- Click on the first company, and fill in some basic information on the next page. This will instantly provide you with a quote from the chosen insurance company, quickly and easily.
- Come back to the page where each insurance company is listed. Click on the following company. Your information will be remembered, and you will receive a quote from any subsequent companies that you click on without re-entering the same information.
- Continue to do this until you have seen a quote from each company that you are interested in. We recommend that you compare at least 3-5 companies before making a decision, but the more you companies you compare the more money you potentially save.
- The whole process takes about 5 minutes. After comparing quotes you will be provided instructions for how to proceed with buying your chosen policy, when you are ready to make a purchasing decision.
Why Compare Life Insurance Quotes
You should always compare life insurance quotes because prices differ significantly between companies for each person, so while one company may be the least expensive for one person, it may not be for another. The reason for this is complicated, but it has to do with the many different risk classifications insurance companies group policyholders in, based upon their health and lifestyle habits. Some people may save over 50% simply by comparing quotes for the same coverage, between different providers. It can also be beneficial to compare prices between whole life and term policies, to understand the differences in long term cost and value.
Prices for life insurance contracts are based upon age, gender, length of coverage, and the risk classification of each person. Even people of the same gender and risk may save money with different insurance companies based upon the companies prices for their particular age.
With all the variation in pricing between clients, it becomes necessary to compare prices for you as an individual, if you are to receive the best deal.
Our life insurance providers all have excellent financial track records, and you can trust coverage from each of them to be strong and long lasting, so you can count on it being there if it is needed.
Consider The Amount of Coverage You Need
An important piece of comparing quotes online is understanding the amount of coverage that you need. If you do not know the amount of coverage that you need, please review our Life Insurance Needs Calculator. This will give you an important understanding of the coverage that you may need to protect your family and loved ones.
Remember that having slightly too much coverage is better than not enough, so always be conservative when you you estimate how much you may need. One tip is to compare prices for different amounts of coverage, because the price may not rise significantly for additional coverage in some cases.
If You Work With A Financial Advisor, Compare Quotes First
Comparing quotes before discussing life insurance with a life insurance agent or financial advisor is important. This prevents you from overpaying for a policy, as many agents can only sell policies from the company that they work for. There is no need to overpay for life insurance today, with the ability to compare quotes so easily at your fingertips. It is much better to be armed with information before you commit to a recommendation from a financial advisor. That way you protect yourself, your money, and you can have an informed discussion about your needs and budget.
Comparing Quotes Online is Easy, Beneficial, and Quick
It really is a no-brainer. Comparing quotes online is so easy, it only takes a few minutes of your time, and it could save you thousands of dollars over the lifetime of your life insurance policy. To compare quotes online at Life Ant simply put your zip code in our quote comparison tool at the top of the page.